# Dubai property, handled personally. > Gemma Green is a UK expat property consultant at McCone Properties in Dubai. Guides, buying-cost and yield calculators and personal advice for UK and international buyers. Source: https://gemma-green.com/ Author: Gemma Green, property consultant at McCone Properties, Dubai Last updated: 2026-10-30 Gemma Green  ·  McCone Properties, Dubai # Dubai property,handled*personally.* A UK expat property consultant for buyers and investors who want straight answers, real numbers and one person who stays with them from first conversation to handover. [Message Gemma](https://wa.me/447535840084?text=Hi%20Gemma%2C%20I%27d%20like%20to%20talk%20about%20buying%20in%20Dubai.) [Read the guide](#tools) **Est. *2013***McCone Properties, family-run in Dubai ***4.8* / 5**McCone rating from 1,133 Google reviews **UK *&* Dubai**Remote buying made simple The approach ## Buying abroad should feel *considered*, never rushed. I will tell you what I know, show you the real numbers, and stay with you until the keys are in your hand. **Straight answers**If a property is not right for your goal, I will say so. **Numbers first**Fees, financing and yield laid out before you commit. **One point of contact**Your messages come to me, not a call centre. Ways to live in Dubai ## Which Dubai *suits you?* [01 ### Villas & pools](/tools/property-match-quiz/) [02 ### Waterfront living](/tools/property-match-quiz/) [03 ### Palm & beachfront](/tools/property-match-quiz/) [04 ### Family townhomes](/tools/property-match-quiz/) [05 ### Apartments & towers](/tools/property-match-quiz/) [06 ### Master communities](/tools/property-match-quiz/) Gemma Green · McCone Properties About Gemma ## Details matter. *So do you.* Before property, I spent years in the bridal and events world, where details matter, deadlines do not move and people trust you with moments that only happen once. Buying a home asks for exactly the same care. As a UK expat in Dubai, I know what it is like to arrange a life here from the outside. I work with buyers and investors from the UK and around the world who want the clarity I would want myself. - UK expat - Buyers & investors - Off-plan & ready - Remote buying - WhatsApp first [Start a conversation](https://wa.me/447535840084)[How I work](#process) The brokerage ## Backed by a family-run Dubai *name.* I work with McCone Properties, a Dubai agency founded in 2013 and known for honest advice and a personal approach. You get one person who knows you, supported by a full brokerage behind them. [Visit McCone Properties](https://www.mcconeproperties.com/) ***2013***Year McCone was founded ***4.8***Google rating from 1,133 reviews ***6***Property Finder Awards since 2021 ***47***Nationalities in the McCone team ### Under one roof - Sales - Rentals - Off-plan - Mortgage brokerage - Conveyancing - Property management - Market reports McCone Properties figures and services as published on mcconeproperties.com, October 2026. How it works ## From first message to *keys in hand.* 1. 01 ### A conversation We talk through your goal, budget, timeline and what a good outcome looks like. No forms, just WhatsApp or a call, wherever you are. 2. 02 ### A short list I send a considered shortlist rather than a flood of listings, each with the real numbers beside it: costs, financing and likely yield. 3. 03 ### Viewings In person or on video. I will tell you what I would want to know if it were my own money, including what to be careful about. 4. 04 ### Offer & finance I help you negotiate, and work alongside McCone's mortgage and conveyancing partners to line up finance and paperwork. 5. 05 ### Transfer & handover Through Dubai Land Department registration to the keys in your hand, and afterwards if you want to rent, manage or sell. Buyer toolkit ## Know your numbers *before you view.* Free calculators with the working shown, each on its own page, built for UK and international buyers. **4%**Dubai Land Department transfer fee, paid by the buyer **AED 2M**Property value that can qualify for the 10-year Golden Visa **Up to 80%**Typical loan-to-value for a resident expat's first home under AED 5M **50–60%**Typical loan-to-value for non-resident buyers [Calculator ### Buying costs, in pounds and dirhams Open](/tools/dubai-property-buying-costs-calculator/) [Calculator ### Rental yield: gross and net Open](/tools/dubai-rental-yield-calculator/) [Calculator ### Mortgage payment estimate Open](/tools/dubai-mortgage-calculator/) [Quiz ### Find my match in four questions Open](/tools/property-match-quiz/) General guidance only, not legal or financial advice. Confirm current fees and rules with the Dubai Land Department, your bank and Gemma before you commit. Dubai notes ## Good to know *before you buy.* [Costs ### The real cost of buying in Dubai Read the guide](/guides/cost-of-buying-property-in-dubai/) [Visas ### Golden Visa explained, simply Read the guide](/guides/golden-visa-property-dubai/) [Choosing ### Off-plan or ready: which is right for you? Read the guide](/guides/off-plan-vs-ready-property-dubai/) Questions, answered ## Buying in Dubai, *simply explained.* General information only, not legal or financial advice. [See all questions](/faq/). Can UK citizens buy property in Dubai? Yes. Foreign nationals, including UK citizens, can buy freehold property in designated areas of Dubai, and you do not need to live in the UAE to do so. What does it cost to buy a property in Dubai? Budget for a 4% Dubai Land Department transfer fee, a title deed fee of AED 4,000 plus VAT on properties over AED 500,000, and the agent commission, which is typically 2% plus VAT on a resale. Mortgage buyers also pay a mortgage registration fee and bank charges. Can non-residents get a mortgage in Dubai? Yes, many UAE banks lend to non-residents, usually at a lower loan-to-value than for residents, often around 50 to 60 percent of the property value. Terms vary by bank and by your income and credit profile. Does buying property qualify me for a Golden Visa? A property investment with a value of AED 2 million or more can qualify for a 10-year renewable Golden Visa, subject to the current rules and supporting documents. Should I buy off-plan or a ready property? Off-plan usually means lower entry prices and staged payment plans, but you wait for completion and carry developer risk. Ready homes give you immediate use or rental income and a property you can inspect. The right choice depends on your goal and timeline. Do I need to be in Dubai to buy? No. Viewings, paperwork and many of the steps can be handled remotely, and Gemma can walk you through the process by video and WhatsApp. Who is Gemma Green? Gemma Green is a UK expat and property consultant at McCone Properties in Dubai, helping buyers and investors find the right home with clear guidance from first conversation to handover. How do I get started? Message Gemma on WhatsApp on +44 7535 840084 or use the match quiz. Tell her your goal, budget and timeline and she will send a short list of options. [Let's talk —Let's talk —](/contact/) Contact ## Start with a *conversation.* Tell me what you are looking for and I will reply personally, usually on WhatsApp. [WhatsApp · contact from the UK**+44 7535 840084**](https://wa.me/447535840084) [Call · contact in the UAE**+971 52 677 2564**](tel:+971526772564) ### Save my contact Scan the code or download the contact card. [Download](/gemma-green.vcf)